A common question we get from Oskaloosa, IA shoppers is, "Should I lease or buy a Jeep Wrangler?" Leasing a Jeep vehicle has become a very popular option for Iowa shoppers, but there can be advantages to buying when looking at a Jeep Wrangler as well. Below, we're going to look at some of the pros and cons of both leasing and buying a Jeep Wrangler, so that our Oskaloosa customers can make the best decision for them when choosing a Jeep Wrangler.

At Pella Motors in Pella, IA, we offer lease, purchase, and financing options for all buyers, so if you're considering leasing or buying a Jeep, you can always contact our friendly staff to get answers to all your questions. Now, let's take a look at whether you should lease or buy your new Jeep Wrangler.

Leasing vs Buying a Jeep Wrangler

Leasing a Jeep Wrangler is a more attractive option than ever, but with low interest rates and specials, buying a Wrangler also has its advantages. The option you choose will depend on your needs, as well as what you want out of your Jeep. Iowa shoppers can read our sections on leasing and buying below, so they can decide between leasing vs buying a Jeep Wrangler.


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Directions Pella, IA 50219-2238

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Leasing a Wrangler - Pros & Cons


Leasing a Jeep Wrangler definitely has its perks. Jeep offers great incentives for leasing a Wrangler, and it can be a very cost-effective way to drive Motor Trend's SUV of the Year.

Another one of the major pros of leasing in general, is that you don't have to worry about the vehicle depreciating over the years. Rather than sell your Wrangler at a loss down the road, you simply turn it back in at the dealer at the end of your lease. So if you like having the latest in features, and don't want to worry about repairs or depreciation down the road, leasing a Wrangler is a great option.

And when it comes to repairs, your leased Wrangler will be covered under warranty for the duration of your lease. That means Iowa drivers won't have to worry about potentially expensive repairs on their new Wrangler should something go wrong. Because you don't own the leased Wrangler, you're only responsible for scheduled maintenance.


While leasing a Jeep Wrangler has a lot of benefits, there are some downsides that Oskaloosa shoppers should be aware of. If you're a longtime Jeep fan, chances are you are familiar with aftermarket modifications from Mopar. When you lease a Jeep Wrangler, you're committing to maintain it in its stock form. So if you have dreams of adding a lift kit or modifying the exhaust, you'll want to consider financing your Wrangler rather than leasing.

The nature of leasing also means that there will be yearly mileage limits and service requirements. While most Oskaloosa, IA Jeep owners won't run up against the mileage limits, if you're frequently driving long distances for work or pleasure, you'll want to pay attention to the terms of your lease. While we listed this as a pro, it could be a con for some: You don't own your Wrangler. We'll look at the pros and cons of buying a Jeep Wrangler below.

Buying a Wrangler - Pros & Cons


With low interest rates and a greater deal of flexibility in financing terms, buying a Jeep Wrangler is easier than ever. Flexible financing options let Iowans own their Wrangler on terms that fit their lifestyle.

And since you own your Wrangler when you choose to buy, the whole range of aftermarket mods are available to you. So if you want a heavily modified Jeep Wrangler for off-roading, you will want to finance rather than lease your Jeep.

One pro that buyers tend to appreciate, is that once you pay off the loan on your Wrangler, it's yours to keep without a monthly payment. We know drivers who have put hundreds of thousands of miles on their Jeep Wranglers, which you can only do when you buy. And since you own your Wrangler, you can schedule maintenance as you desire, rather than following the terms of a lease. There's also no mileage limits, so that is one less thing Iowa owners need to worry about.


Buying a Jeep Wrangler instead of leasing it means that you take on the responsibilities of ownership. While Jeep vehicles come with great warranties, once they expire you will be on the hook for any repairs your vehicle needs. As an owner, you will also be responsible for selling or trading in your vehicle once you're ready to move on. Selling can take time, and dealing with depreciation means you might not get as much as you'd like to.

And while you're free to modify your Jeep Wrangler as you please, modifications could affect resale value. This is especially true if you modify exhaust or safety features of your Wrangler. Depending on the terms of your financing, buying a Jeep Wrangler rather than leasing could cost you more over the long term. It could also be the reverse, so it's important to not only look at monthly payments, but the overall cost of the Jeep you choose to buy.

Lease or Buy a Jeep Wrangler in Pella, IA

At Pella Motors in Pella, IA, we have a great selection of Jeep Wrangler vehicles, as well as the full model lineups from Chrysler, Dodge, Jeep, and RAM. We make financing your new vehicle easier than ever, and have great lease specials available.

So whether you've decided to lease or buy your Jeep Wrangler, at Pella Motors we have all the resources you need to choose your vehicle and ownership options. You can view our inventory above, as well as schedule a test drive or apply for financing right on our website. We look forward to hearing from you, and hope this article on the pros and cons of leasing vs buying a Jeep Wrangler has been helpful to you.

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